SBA Lending

Q: Can SBA loans be combined with other financing?

Yes. SBA 7(a) and SBA 504 loans can sometimes be structured alongside supplemental capital or other credit solutions when appropriate, allowing borrowers to align the overall capital structure with their business plan.

Q: What can SBA loan proceeds be used for?

SBA loan proceeds can support a wide range of eligible business needs, including owner-occupied real estate purchases, expansions, renovations, equipment purchases, business acquisitions, partner buyouts, working capital, and refinancing certain existing debt.

Q: How quickly can SBA loans close?

SBA 7(a) and SBA 504 loan timelines vary by transaction, but they do not need to be slow. Closing speed is driven by early program alignment, complete documentation, and lender experience. Borrowers who provide timely information and work with an experienced SBA lender can achieve timelines that are competitive with conventional financing.

Q: Who is a good fit for SBA financing?

SBA financing is often a strong fit for owner-operators and growing businesses seeking long-term, predictable capital. Eligibility depends on the borrower profile, use of proceeds, and SBA program requirements.

Small business loans, dependably executed.

Entrust your business plan to a premier non-bank SBA Preferred Lender with seasoned lending professionals that deliver certainty in every transaction. Tap into common sense underwriting with tailored loan solutions that ensure a smooth, transparent process from start to finish.

$1.3B

SBA & Government-Guaranteed Originations

1,500+

SBA Loans Executed

SBA Loan Programs & Eligibilty

Peachtree Group provides SBA 7(a) financing for operating businesses and owner-occupied real estate. We confirm program fit early and structure loans for efficient execution.

SBA 7(a) Loans

Flexible, government-guaranteed financing for acquisitions, expansions, refinances, and business growth.

Common Uses

Owner-occupied real estate purchases
Refinance of existing debt
Business acquisitions and partner buyouts
Working capital and expansion

Eligibility Snapshot

Borrowers

Owner-operators, small to mid-sized businesses, professional services, hospitality/operating companies.

Properties

Hotels, owner-occupied office/retail, industrial & flex, and select special-use properties (subject to SBA guidelines).

Eligibility subject to SBA program requirements and underwriting.

Tell Us About Your Project

Share a few details to help us evaluate your financing needs and eligibility.

Why Borrowers Chose Peachtree Group

Borrowers choose Peachtree Group for our ability to combine SBA program knowledge with direct-lender execution. We focus on certainty, speed, and structuring flexibility—reducing closing risk and complexity.

Direct Lender Execution

In-house underwriting and decision-making

Program Expertise

Deep experience navigating SBA eligibility and structure

Flexible Capital Stack

Ability to bridge to SBA Takeout

Real Estate & Operating Insight

Principal mindset from decades of investing

The Process is Simple

Our SBA lending process is designed to minimize friction and maximize execution certainty—from initial qualification through funding.

Initial Qualification & Program Fit

SBA Structuring & Credit Approval

Documentation & SBA Authorization

Closing & Funding

Looking upward between tall modern skyscrapers against a partly cloudy blue sky.

Ready to get started?

Connect with Peachtree Group’s SBA lending team to discuss your financing objectives.

Frequently Asked Questions

Answers to common questions about SBA financing, timelines, and structuring with Peachtree Group.

Can SBA loans be combined with other financing?

Yes. SBA loans can be structured alongside bridge financing, supplemental capital, or other credit solutions when appropriate, allowing borrowers to align capital structure with their business plan.

What can SBA loan proceeds be used for?

SBA financing supports a wide range of business needs, including owner-occupied real estate acquisitions, expansions, renovations, equipment purchases, business acquisitions, and refinancing existing debt.

How quickly can SBA loans close?

SBA loan timelines vary by transaction, but they do not need to be slow. Closing speed is driven by early program alignment, complete documentation, and lender experience. Borrowers who provide timely information and work with an experienced SBA lender can achieve timelines that are competitive with conventional financing.

Who is a good fit for SBA financing?

SBA loans are well-suited for owner-operators and growing businesses seeking long-term, predictable capital. Eligibility depends on the borrower profile, use of proceeds, and program requirements.

Can SBA loans be used for partner buyouts?

Yes. SBA 7(a) loans are commonly used to finance partner buyouts, allowing one owner or ownership group to acquire the interest of an exiting partner while preserving business liquidity.

How does Peachtree Group approach SBA lending differently?

We focus on execution. Our team evaluates program fit early, structures loans efficiently, and manages the process from qualification through funding—reducing friction, uncertainty, and closing risk.

Meet your dedicated SBA lending team.

Get program expertise, clear communication, and execution-focused support from start to close.

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