USDA Guaranteed Loan
strengthened.
Reach beyond the city limits. Reliable capital can be the difference between plans and progress. Peachtree Group helps access USDA Business & Industry, Community Facilities, and Water & Waste Disposal loans—flexible programs that fuel rural development and essential infrastructure. We pair public-sector support with private-sector expertise, delivering long-term, government-backed financing that helps your business and community grow stronger together.
Projects that promote rural business growth, community facilities, or essential infrastructure — such as hospitals, utilities, manufacturing, and local services — typically qualify.
Eligible borrowers include for-profit and non-profit businesses, cooperatives, local governments, and federally recognized Tribes.
Terms can extend up to 40 years for certain programs, offering unmatched stability and predictability.
USDA eligible rural areas are those with less than 50,000 in population and not contiguous with another populated area, based on the most recent census.
Yes, loan program types can be combined based on the project use of funds and eligibility.
No, USDA loans are structured as construction to permanent financing with conversion at the completion of construction. This means just one loan application is required for the project.
Yes, if the business operations support the need for an interest-only period, one can be added.
USDA direct loans are funded and serviced by USDA for borrowers who can’t get affordable financing elsewhere. USDA guaranteed loans are funded by private lenders, with USDA guaranteeing a portion of the loan to allow longer terms, higher leverage, and more flexible structures for eligible rural projects. Peachtree Group currently only participates in Guaranteed Loans.
