Government-Guaranteed Lending

USDA and SBA financing, executed with certainty.

Peachtree Group is a direct lender providing government-guaranteed loan solutions through USDA and SBA programs. We specialize in navigating complex public-private financing structures to deliver long-term, stable capital for qualified borrowers, operators, and real estate-backed businesses.

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Government-Guaranteed Loan Programs

USDA and SBA programs support distinct borrower profiles, asset types, and business objectives. Peachtree Group originates and executes these loans directly and through brokers, guiding transactions from structuring through closing.

USDA Loans

Government-guaranteed financing designed to support rural development, essential services, and community infrastructure.

Typical use cases include business expansion, industrial facilities, healthcare, and community-serving assets in eligible rural markets. USDA loans are often used to secure long-term, competitive-rate capital with high leverage.

Explore USDA Lending

SBA Loans

Flexible financing solutions for owner-occupied real estate, business acquisitions, and growth-oriented operators.

SBA programs, including 7(a), are commonly used by small and mid-sized businesses seeking favorable terms, longer amortizations, and efficient execution through an experienced PLP lender.

Explore SBA Lending

Why Borrowers Chose Peachtree Group

Executing government-guaranteed loans requires experience, discipline, and precision. Borrowers work with Peachtree Group for our ability to deliver certainty in complex financing environments.

Direct lender with in-house underwriting and execution
Deep experience across USDA and SBA programs
Proven ability to navigate regulatory and approval processes
Execution-focused approach from structuring through closing

We don’t just source government-guaranteed loans, we execute them.

Frequently Asked Questions

Answers to common questions about USDA and SBA financing, eligibility, timelines, and execution with Peachtree Group.

What is government-guaranteed lending?

Government-guaranteed lending refers to loan programs backed by federal agencies such as the USDA and SBA. These programs reduce lender risk and expand access to long-term, affordable capital for qualified borrowers and projects.
Who qualifies for USDA or SBA financing?
Eligibility depends on the specific program, but generally includes qualified borrowers pursuing projects that support business growth, essential services, or community development. Geographic, asset-type, and operational criteria may apply.
How do USDA and SBA loans differ?
- USDA loans support rural development and community-serving projects in eligible markets.
- SBA loans assist small businesses with acquisitions, expansions, and owner-occupied real estate.
How does Peachtree Group differ from banks or brokers?
Peachtree Group is a direct lender — not a broker. We control the underwriting, structuring, and execution of every loan, which allows us to deliver greater clarity, accountability, and consistency throughout the process. While we lend directly, we also work closely with trusted brokers and referral partners to help their clients access capital efficiently and with confidence.
Does Peachtree Group service the USDA and SBA loans?
Yes, Peachtree Group services all government guaranteed loans in house whether USDA or SBA allowing for the borrower to have comfort knowing who would service the loan.
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Explore Government-Guaranteed Loan Programs

USDA and SBA programs serve distinct borrower profiles and transaction types. Explore each program to determine the right fit — and how Peachtree Group executes with certainty.

Explore USDA Lending
Explore SBA Lending

News & Insights

The latest announcements, market perspective, and media coverage from Peachtree Group.

In The News
Development

Peachtree Group Earns Top Developer Honors for Platform Excellence and Award-Winning Development

Hampton Inn & Suites Maui North Shore – Kahului, Hawaii, was named Development of the Year (select/limited-service). The 136-room upper midscale beachfront hotel located in Kahului, Hawaii, marking the first newly built branded select-service hotel on Maui's North Shore. Developed by Peachtree Group.

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Press Release
Credit

Peachtree Group Completes Acquisition of SBA Lender First Western SBLC

Peachtree Group (“Peachtree”) today announced it has completed the acquisition of First Western SBLC, LLC (formerly known as First Western SBLC, Inc.), which operates as PMC Commercial Trust (“PMC”), a Dallas-based nationwide direct lender specializing in Small Business Administration (“SBA”) 7(a) loans. PMC will continue operating under its existing name following the transaction, which received approval from the U.S. Small Business Administration and closed effective today.

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In The News
Credit/CPACE

CoStar: Hotel financing expert: Don't wait on interest rate cuts in '26

The hotel financing environment is shaping up to be a "tale of two cities" for borrowers this year. Speaking on the latest episode of the CoStar News Hotels podcast, Jared Schlosser, head of originations and C-PACE at Peachtree Group, said 2026 will be a good year for well-positioned borrowers.

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