El Programa de Inversionistas Inmigrantes EB-5, establecido en 1990, ha sufrido cambios significativos con la Ley de Reforma e Integridad EB-5 de 2022 (RIA). Comprender esta ley es crucial para los posibles inversores, ya que incluye información sobre cómo el gobierno de los Estados Unidos gestionará los aumentos en el monto mínimo de inversión para la EB5 en el futuro. Se espera que los aumentos entren en vigor en enero de 2027, dentro de menos de dos años y medio.
Históricamente, la inversión mínima requerida para EB5 era de 1 millón de dólares para áreas de empleo no específicas y de 500 000 dólares para proyectos en áreas de empleo específicas (TEA), regiones caracterizadas por un alto nivel de desempleo o situación rural. La Ley de Reforma e Integridad de 2022 elevó estos umbrales de manera significativa para reflejar los cambios económicos desde el inicio del programa. El nuevo requisito mínimo de inversión para la visa EB 5 es ahora de 1 050 000 dólares, reducido a 800 000 dólares para las TEAS] y proyectos de infraestructura calificados.
Un requisito notable de la ley RIA exige ajustes automáticos de los umbrales de inversión cada cinco años, a partir del 1 de enero de 2027. Estos ajustes se basarán en el cambio porcentual anual acumulado en el índice de precios al consumidor para todos los consumidores urbanos (CPI-U) publicado por la Oficina de Estadísticas Laborales. Esto garantiza que los montos de la inversión se mantengan alineados con la inflación y las condiciones económicas, lo que evita otro período prolongado sin ajustes.
Utilizando los datos del IPC del 1 de enero de 2022 al 31 de julio de 2024, podemos entender el impacto de la inflación en los umbrales de inversión. Al 31 de julio de 2024, el índice IPI-U se situaba en 314.340, lo que refleja un cambio acumulado del 12,75% desde diciembre de 2021, cuando se situó en 278,802. Estos datos en tiempo real proporcionan información valiosa sobre cómo la inflación influye en los requisitos de inversión del EB-5.
El aumento de los umbrales y los ajustes automáticos reflejan las decisiones de política pública del Congreso para garantizar que el programa EB-5 siga siendo práctico y refleje las condiciones económicas actuales. Esto significa una inversión inicial más alta. Comprender el ajuste automático ayuda a los inversores a planificar mejor sus finanzas, sabiendo que los requisitos evolucionarán con la inflación.
Los cambios introducidos por la RIA marcan un cambio significativo en el panorama de inversión para los posibles inversores EB-5. El programa tiene como objetivo seguir siendo relevante y económicamente viable mediante la incorporación de ajustes automáticos basados en la inflación. Los inversores deben mantenerse informados sobre estos cambios y considerar los posibles aumentos futuros en su planificación.
Entonces, ¿cómo serán los aumentos? Según los cálculos conservadores del equipo EB-5 de Peachtree Group, en enero de 2027, esperamos que el umbral de inversión más bajo pase de 800 000$ a entre 900 000 y 975.000$. Así es como llegamos a esta conclusión.
Para establecer una base de referencia, el equipo de Peachtree Group revisó las cifras del índice del IPC relevantes del 21 de diciembre de 2021 al 14 de agosto de 2024, y proyectó los aumentos futuros del IPC basándose en la tasa de inflación objetivo de la Reserva Federal del 2% anual para demostrar la cifra proyectada del IPC (línea azul).
Con estos datos, el equipo creó líneas para el monto del proyecto del área de empleo objetivo y revisó tres escenarios:
Según la última tasa de inflación reportada para julio de 2024 (1,4% anual), el umbral de inversión a partir del 1 de enero de 2027 aumentaría a 900 000 dólares. (línea amarilla)
Si la inflación se estabiliza en el objetivo de la Reserva Federal del 2% anual a partir de hoy, el umbral de inversión sería de 900 000 dólares a partir del 1 de enero de 2027 (línea verde)
Si la inflación se mantiene en la tasa promedio acumulada desde la fecha de referencia del 1 de enero de 2022 (4,9% anual), el umbral de inversión a partir del 1 de enero de 2027 aumentaría a 975.000 dólares (línea roja)
Utilizando la ley y las estadísticas y extrapolando a 2027, llegamos a la conclusión de que esperamos que, a partir de enero de 2027, el umbral de inversión más bajo aumente hasta situarse entre 900 000 y 975000 dólares.
¿Qué puede hacer ahora?
Nadie puede estar seguro de lo que depara el futuro, incluso cuando se formulan hipótesis basadas en datos históricos. Sin embargo, lo que sí sabemos es que habrá ajustes automáticos en el importe mínimo de inversión para el EB5 según la RIA y se espera que esos ajustes entren en vigor en enero de 2027, dentro de menos de 2,5 años.
Para asegurar el monto de inversión EB5 más bajo, es importante iniciar el proceso. Grupo Peachtree es una firma de gestión de inversiones integrada que se especializa en identificar y capitalizar oportunidades en mercados dislocados, respaldados por bienes raíces comerciales. En la actualidad, gestionamos miles de millones de dólares en forma de adquisiciones, promociones y préstamos, además de servicios diseñados para proteger, respaldar y hacer crecer nuestras inversiones.
Nuestro equipo EB-5 tiene más de 30 años de experiencia combinada en inversiones EB-5 administrando más de $2 mil millones en transacciones EB-5. Obtenga más información sobre el Ventaja de Peachtree y permítanos ayudarlo a navegar por lo difícil Proceso EB-5 antes de que aumenten los montos de inversión.
Así es como puede comenzar su viaje hacia la residencia en los EE. UU. con una inversión EB-5.
Empezar por visitando nuestro sitio web donde puede obtener más información sobre nuestras oportunidades de inversión específicas para EB-5.
Diseñamos nuestro sitio para que sea fácil de usar y sencillo.
Tómate un momento para rellena el formulario de contacto en nuestro sitio web.
Cuando tengamos su información, uno de nuestros gerentes de relaciones con los inversores se pondrá en contacto con usted.
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Navigating the immigration process can be overwhelming, especially for international students and professionals looking to secure their future in the United States. Lance Lee, the Director of Asia-Pacific EB-5 for Peachtree Group, shares his personal journey of coming to the U.S. as an international student, facing the challenges of obtaining a green card, and ultimately using the EB-5 program to secure his future. This is his story of perseverance, career transformation, and the profound impact that obtaining U.S. citizenship has had on his life and family.
Lance Lee's EB-5 Journey: From Student to U.S. Citizen
Lance Lee’s immigration journey began in 2008 when he arrived in the U.S. as an international student, facing the challenges of securing a job during a tough economic time. With his work visa options limited, Lance’s parents urged him to consider how long it might take to obtain a green card, and the answer wasn’t promising. Many of his friends faced decade-long waits for permanent residency. It was his mother’s practical advice “Time is money” that led him to explore alternatives. In 2011, Lance invested in the EB-5 Immigrant Investor Program, and just eight and a half months later, he received his green card. By 2015, his investment was returned, and he had successfully built his American family, becoming a U.S. citizen with two children born in the U.S.
Lance’s decision to apply for an EB-5 visa instead of relying on traditional student and H1-B work visas was fueled by the realities of the long wait for green cards, especially for applicants from China and India. After graduating in 2010, Lance was left with the daunting prospect of being tied to one employer for years under the H1-B system while waiting for a green card. The EB-5 program provided a faster and more secure path to permanent residency, allowing Lance the freedom to pursue a career that matched his passions, without the restrictions of a work visa.
One of the key reasons Lance turned to EB-5 was the limitations of H1-B visas, which often left workers vulnerable to sudden job loss. He shared stories of friends who, while traveling abroad, were caught off guard by emails informing them of their layoff, leaving them with just 60 days to find a new job or face losing their visa status. With EB-5, Lance was able to bypass these concerns, enabling him to make career decisions with confidence and travel freely without the constant anxiety that comes with the limitations of temporary work visas.
Lance’s journey also taught him valuable lessons about the EB-5 process, and he offers key tips for prospective investors. He emphasizes the importance of partnering with a reputable immigration attorney and recommends visiting the regional center before investing, to establish trust and gain a better understanding of the project. He breaks the EB-5 process into three stages: obtaining a temporary green card, securing the permanent green card, and finally receiving the investment back. For each stage, Lance stresses the importance of being patient and informed, ensuring that the investment meets job creation requirements and understanding how to eventually retrieve the invested funds.
Looking back, Lance reflects on the significant impact the EB-5 program has had on his life and his family’s future. Living in Kuala Lumpur, Lance and his family enjoy the flexibility of being U.S. citizens while gaining valuable cultural exposure in Asia. His children have had the opportunity to travel and learn from different cultures—experiences that wouldn’t have been possible if he had been stuck in a decade-long wait for a green card. Lance’s journey highlights the freedom that comes with making timely decisions and choosing the right path for both personal and professional growth. “Time is money,” he concludes, echoing his mother’s wisdom, as his decision to pursue the EB-5 program allowed him to shape the life he and his family now enjoy.
EB-5 Visa Types Explained
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For current and prospective U.S.immigrants, the EB-5 Reform and Integrity Act of 2022 (RIA) changed the game. This legislation has transformed the way investors can navigate the process of potentially obtaining a U.S. green card, primarily through EB-5 concurrent adjustment of status filing. Concurrent filing means investors now have the ability to file their I-526E (EB-5 Immigrant Petition) and I-485 (Application to Adjust Status) forms at the same time.This makes the EB-5 program more accessible than ever for those who are already in the U.S. In this article, we’ll explain the meaning of concurrent filing, how the process works, and the potential benefits investors can enjoy.
So, what does EB-5 concurrent filing mean? And how might it impact you as an investor? The short answer is that prior to the legislation that was passed in March of 2022, EB-5 investors had to wait for their Form I-526 (pre-RIA) to be approved before filing Form I-485 to adjust their status to that of a lawful permanent resident. Often, this resulted in lengthy wait times, especially for individuals already residing in the United States under valid non immigrant visas like H-1B, E2 or F-1. Now, the ability to concurrently file I-526E (postRIA) and I-485 forms has radically changed this process.
Through concurrent filing, prospective investors can potentially bypass this waiting period and potentially obtain their conditional green card faster. To qualify for concurrent filing, investors must meet a couple of key requirements:
· They must already be physically present in the U.S. under a valid nonimmigrant visa status.
· A visa number must be immediately available for their category, which can be confirmed by checking the U.S. Department of State’s Visa Bulletin.
This approach can save time and also allow investors to apply for Employment Authorization Documents (EAD) and Advance Parole (travel authorization) while their applications are pending. As a result, investors can continue working, studying, or managing businesses in the U.S. without disruptions, making concurrent filing a pivotal advancement for the EB-5program. So, how does the process work?
EB-5 concurrent filing allows investors a different approach to their immigration journey. Understanding the steps is crucial to ensuring an efficient process where requirements are met.
The process for concurrent filing begins with the submission of an I-526E form. This form demonstrates the investor’s commitment to a qualifying EB-5 project and compliance with program regulations. Key documents include proof of the investment amount, evidence of lawful source of funds, and details about the job creation potential of the project.
You’ll also want to keep in mind the fees that come with filing an I-526E form. In 2025 the filing fee is about $12,160.
While submitting your I-526E, you’ll want to concurrently file your I-485 form, too. Concurrent filing means you can submit your application to adjust your status at the same time as your I-526E form. Required documentation includes proof of lawful entry, evidence of valid nonimmigrant status, and supporting materials for eligibility, such as medical examination results. One potential supporting form you may want to consider is an I-693, Report of Immigration Medical Examination and Vaccination Record.
In 2025, the I-485 form has a filing fee of $1,440 and a biometrics fee of $85.
When you concurrently file your I-485 and I-526E forms, you may at the same time file forms for permission to work and permission to travel—called an Employment Authorization Document (EAD) or advance parole. These forms, if approved, enable the investor to work and travel with unlimited entry in and out of the U.S. while their green card application is pending, essentially granting the same benefits as a green card. Investors typically don’t have to wait too long for this, as approval tends to be granted within three months of filing.
By allowing investors to simultaneously submit key immigration forms, concurrent filing has meant a lot to EB-5investors. From work and travel authorization to a streamlined process, concurrent filing presents several benefits:
At Peachtree Group, our team has collectively spent decades helping investors like you obtain their green cards through EB-5 investing. Connect with our team to learn more about your options for EB- 5 investing, concurrent filing and access to immigration attorneys that have experience representing investors who petition concurrent filing.
Concurrent filing allows prospective EB-5 investors to simultaneously file their I-526E and I-485 forms. This may limit wait times and allows investors to remain working in the U.S. while awaiting their status.
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If you've recently submitted your EB-5 petition and received a Request for Evidence (RFE), you're not alone. In fact, according to immigration experts, it would be unusual for a petition to be approved without receiving a single RFE. Let's break down what this means for your EB-5 journey and how to handle it effectively.
Put simply, an RFE is just a question. When USCIS reviews your petition, they may need additional information or clarification about certain aspects of your submission. This request for initial evidence, or RFE, is their way of asking those questions and gathering the information they need to decide on your case.
RFEs are issued for various types of immigration petitions, including:
· Regional center designation applications
· Project petitions (Form I-956F)
· Individual investor petitions (Form I-526-E)
Receiving an RFE can actually be positive news for two key reasons:
· It means USCIS has actively reviewed your petition
· The process is moving forward
While the substance of the RFE will ultimately determine whether it presents any serious concerns, the mere fact that you've received one indicates your case is being processed. This forward movement is generally good news for petitioners.
RFEs can vary widely in their substance and complexity. Some common scenarios include:
· Simple documentation requests where USCIS may have trouble locating specific evidence within your submitted materials
· Questions about connecting different parts of your petition and exhibits
· Requests for clarification about your background (for individual investor petitions)
· Inquiries about project documentation (for regional center petitions)
When you receive an RFE, you have exactly 87 calendar days from the date of issuance to submit your response. This is a strict deadline, and it's crucial to ensure your response is received by USCIS before the 87th day.
There is no prescribed timeline for USCIS to review and adjudicate your RFE response. Processing times can vary significantly. Some petitions are approved within a week of submitting the RFE response, while others may take considerably longer, especially for complex cases.
The timeline often depends on the nature of the questions asked. For instance, if the RFE simply requests proof of a biometrics appointment, there view might be quick. However, if it involves complex questions about the source of funds or foreign earnings, the review process may take longer.
Unlike initial petition filings, USCIS does not issue a receipt notice for RFE responses. To confirm receipt:
· Keep proof of delivery from your shipping service (FedEx, UPS, or USPS)
· Track your package using the courier's tracking system
· Maintain copies of all submitted documentation
After submitting your RFE response, several outcomes are possible:
· Approval of your petition
· 2 Another RFE if new questions arise
· A Notice of Intent to Deny (NOID) if USCIS is unsatisfied withyour response
If you receive a NOID, you'll have a shorter timeframe to respond and provide evidence that addresses USCIS's concerns. Failure to respond by the deadline will result in petition denial.
The more thorough your initial petition, the better chance of avoiding or minimizing RFEs.
Make it easy for USCIS to locate and review the requested information.
Calendar the 87-day deadline immediately and plan to submit well before it.
Maintain detailed records of when and how you submitted your response.
While receiving a RFE might feel daunting, remember that it's a normal part of the EB-5 process. The key is to respond thoroughly and promptly while understanding that this step means your petition is actively being reviewed. Working with experienced immigration professionals can help ensure you provide USCIS with exactly what they need to move your case forward successfully.
Given the complexity of immigration law and investment requirements, it's wise to work with qualified immigration attorneys and investment advisors who can guide you through the process and ensure you meet all program requirements. They can help you understand the nuances of your specific situation and maximize your chances of success.
The EB-5 team at Peachtree Group has more than 40 years of industry experience in EB-5 . Have questions about EB-5, visit our website or contact us for more information.