높아질 것으로 예상되는 EB-5 투자 기준: 알아야 할 사항

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1990년에 설립된 EB-5 투자이민 프로그램은 2022년 EB-5 개혁 및 청렴법 (RIA) 을 통해 상당한 변화를 겪었습니다.미국 정부가 향후 EB5 최소 투자금액 인상을 어떻게 처리할 것인지에 대한 통찰력을 포함하므로 이 법을 이해하는 것은 잠재적 투자자에게 매우 중요합니다.인상은 지금으로부터 2년 반도 채 남지 않은 2027년 1월에 발효될 것으로 예상됩니다.

현재 EB5 투자 금액

지금까지 EB5에 필요한 최소 투자액은 비대상 고용 분야의 경우 100만 달러, 관련 프로젝트의 경우 50만 달러였습니다. 대상 고용 분야 (TEA), 실업률이 높거나 농촌 지위가 높은 지역.2022년 개혁 및 청렴법은 프로그램 시작 이후 경제 변화를 반영하여 이러한 기준을 크게 상향 조정했습니다.새로운 EB 5 비자 최소 투자 금액 요건은 현재 1,050,000달러이며, TEAS의 경우 80만 달러로 인하되었습니다.]및 적격 인프라 프로젝트.

자동 조정 관련 명령 2027년 1월 1일

RIA 법률의 주목할 만한 요구 사항은 2027년 1월 1일부터 5년마다 투자 기준액을 자동으로 조정하도록 규정하고 있습니다.이러한 조정은 노동통계국이 보고한 전체 도시 소비자 소비자 물가 지수 (CPI-U) 의 연간 누적 변동률을 기준으로 합니다.이를 통해 투자 금액이 인플레이션 및 경제 상황과 일치하게 유지되어 조정 없이 기간을 연장할 수 있습니다.

2022년 1월 1일부터 2024년 7월 31일까지의 CPI 데이터를 사용하여 인플레이션이 투자 임계값에 미치는 영향을 이해할 수 있습니다.2024년 7월 31일 현재 CPI-U 지수는 314.340으로 기록되었는데, 이는 278.802였던 2021년 12월 이후 누적 변동률이 12.75% 에 달한 것을 반영합니다.이 실시간 데이터는 인플레이션이 EB-5 투자 요건에 어떤 영향을 미치는지에 대한 귀중한 통찰력을 제공합니다.

기준액 인상과 자동 조정은 EB-5 프로그램이 실용적이고 현재의 경제 상황을 반영하도록 보장하기 위한 의회의 공공 정책 선택을 반영합니다.이는 초기 투자액이 늘어난다는 것을 의미합니다.자동 조정을 이해하면 투자자가 인플레이션에 따라 요구 사항도 달라질 것이라는 점을 알고 재무 계획을 더 잘 세울 수 있습니다.

EB5 투자 금액 상향 계획

RIA가 가져온 변화는 잠재 EB-5 투자자들의 투자 환경에 중대한 변화를 가져옵니다.이 프로그램은 인플레이션을 기반으로 한 자동 조정을 통합하여 관련성과 경제성을 유지하는 것을 목표로 합니다.투자자는 이러한 변화에 대한 정보를 지속적으로 파악하고 향후 계획 인상 가능성을 고려해야 합니다.

그렇다면 인상은 어떤 모습일까요?피치트리 그룹 EB-5 팀의 보수적인 계산에 따르면, 2027년 1월에는 최저 투자 기준액이 80만 달러에서 90만 달러에서 975,000달러 사이로 증가할 것으로 예상됩니다.이러한 결론에 도달한 방법은 다음과 같습니다.

2027년에 예상되는 EB-5 TEA 금액

EB5 투자 금액 증가 예상

기준선을 설정하기 위해 Peachtree Group 팀은 2021년 12월 21일부터 2024년 8월 14일까지의 관련 CPI 지수 수치를 검토하고 연방준비은행의 연간 목표 인플레이션율 2% 를 기준으로 향후 CPI 상승을 예상하여 예상 CPI 수치 (파란색 선) 를 입증했습니다.

팀은 이 데이터를 사용하여 목표 고용 지역 금액의 프로젝트 금액에 대한 라인을 만들고 세 가지 시나리오를 검토했습니다.

2024년 7월에 보고된 최신 인플레이션율 (연간 1.4%) 에 따르면 2027년 1월 1일 기준 투자 기준액은 90만 달러로 인상될 것입니다.(노란색 선)

인플레이션이 오늘부터 연방준비은행의 연간 2% 목표 수준에 도달하면 2027년 1월 1일을 기준으로 투자 기준액은 90만 달러가 됩니다 (녹색 선)

기준일인 2022년 1월 1일 (연간 4.9%) 이후 인플레이션이 누적 평균 금리 (연간 4.9%) 로 지속된다면 2027년 1월 1일 현재 투자 임계값은 975,000달러 (빨간색 선) 로 증가합니다.

법과 통계 및 2027년까지의 추정을 통해 2027년 1월 현재 최저 투자 기준액이 90만 달러에서 975,000달러 사이로 증가할 것으로 예상된다는 결론에 도달했습니다.

이제 무엇을 할 수 있을까요?

과거 데이터를 기반으로 가설을 세우더라도 미래가 어떻게 될지 아무도 확신할 수 없습니다.하지만 우리가 알고 있는 것은 RIA당 최소 EB5 투자 금액이 자동으로 조정될 것이며 이러한 조정은 오늘로부터 2.5년 미만인 2027년 1월에 발효될 것으로 예상된다는 것입니다.

낮은 EB5 투자 금액을 고정하려면 프로세스를 시작하는 것이 중요합니다. 피치트리 그룹 상업용 부동산에 기반을 둔 위축된 시장에서 기회를 파악하고 활용하는 것을 전문으로 하는 통합 투자 관리 회사입니다.오늘날 당사는 투자 보호, 지원 및 확대를 위해 설계된 서비스를 통해 인수, 개발 및 대출 전반에 걸쳐 수십억 달러의 자본을 관리하고 있습니다.

우리의 EB-5 팀 20억 달러 이상의 EB-5 거래를 관리하는 EB-5 투자 분야에서 30년 이상의 경험을 보유하고 있습니다.자세히 알아보기 피치트리 어드밴티지 어려운 상황을 헤쳐나갈 수 있도록 도와 드리겠습니다 EB-5 프로세스 투자 금액이 증가하기 전에

피치트리와 함께 다음 단계로 나아가다

EB-5 투자로 미국 거주 여정을 시작하는 방법은 다음과 같습니다.

당사 웹사이트 방문하기

시작: 당사 웹사이트 방문 당사의 특정 EB-5 투자 기회에 대해 자세히 알아볼 수 있습니다.

우리는 사이트를 사용자 친화적이고 단순하게 설계했습니다.

연락처 정보를 전달하세요

잠시 시간을 내서 연락처 양식 작성 당사 웹사이트에서.

귀하의 정보가 수집되면 당사의 투자자 관계 관리자 중 한 명이 귀하에게 연락을 드릴 것입니다.

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Converting Your H-1B Visa to an EB-5 Visa: Your Path to Permanent Residency

Looking for an alternative to an H-1B visa? This short guide walks you through the process of transitioning from an H-1B to an EB-5 visa, helping you understand your options to make an informed decision about your immigration journey.

If you're working in the United States on an H-1B visa and seeking permanent residency, the EB-5 Immigrant Investor Program offers a promising path forward. This comprehensive guide walks you through the process of transitioning from an H-1B to an EB-5 visa, helping you understand your options to make an informed decision about your immigration journey.

 

H-1B vs. EB-5: Understanding the Key Differences

 

The H-1B visa is a temporary, employer-sponsored visa that ties you to a specific company. You need to win a lottery to get one, and you'll face regular renewal requirements. Plus, your stay in the U.S. is always dependent on your employment status.

 

The EB-5 visa, on the other hand, offers a direct path to permanent residency. No employer sponsorship needed! With an EB-5 visa, you can:

  • Live and work anywhere in the United States
  • Include your spouse and unmarried children under age 21 in your application
  • Avoid the stress of visa renewals and employer dependencies

 

Can You Convert from H-1B to EB-5?

 

Yes, while it's not exactly a "conversion," you can apply for an EB-5 visa while maintaining your H-1B status. Here are the key requirements for an EB-5 visa:

  • Make an $800,000 investment in a qualifying Regional Center project
  • Create jobs for U.S. workers through your investment
  • Demonstrate a legitimate source of investment funds

 

Acceptable funding sources for H-1B holders include:

  • Accumulated earnings verified by wage statements and tax returns
  • Personal savings and investments
  • Retirement plan funds
  • Secured loans or documented gifts

The Timeline and Process for EB-5 Approval

The transition from H-1B to EB-5 status typically requires between 4 to 18 months, depending on USCIS processing times. Your immigration journey begins with selecting and investing in a qualified EB-5 project. Once you've made your investment, you'll submit your petition to USCIS. During this waiting period, maintaining your current H-1B status provides important immigration security.

 

Understanding Concurrent Filing Benefits and Risks

 

The concurrent filing option presents an interesting opportunity for H-1B holders pursuing EB-5 visas. This process allows you to receive an Employment Authorization Document and advance parole privileges (travel authorization) immediately after filing your EB-5 petition. These benefits enable work authorization independent of your H-1B employer and facilitate international travel. However, immigration attorneys often advise maintainingH-1B status throughout the EB-5 process, as switching to concurrent filing status may prevent you from returning to H-1B status if needed.

 

Making an Informed Decision

 

The journey from H-1B to permanent residency through the EB-5 program represents a significant opportunity for foreign workers in the United States. While the $800,000 investment requirement is substantial, the benefits of permanent residency and workplace freedom make it an attractive option form any H-1B professionals. Consulting with qualified immigration attorneys helps ensure you understand all aspects of the process and make the visa choice aligned with your long-term immigration goals.

 

Taking the Next Step

 

Converting from an H-1B to an EB-5 visa offers a clear path to permanent residency in the United States. By understanding the requirements, timeline, and potential challenges, you can make informed decisions about your immigration future. Remember that professional legal guidance proves invaluable throughout this complex but rewarding process.

Peachtree Group has more than 40 years’ experience in EB-5 investing. Have questions about EB-5, visit our website or fill out our contact form.

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Understanding EB-5 Visa Annual Limits: Navigating Country Caps and USCIS Regulations

Conventional wisdom states that the EB5 visa country cap is calculated within each preference category, but that thinking is not correct, and we explain why.

For international investors dreaming of permanent U.S. residency, the EB-5 Immigrant Investor Program offers a promising pathway—but navigating its complex landscape, which includes EB-5 visa annual limits, requires more than just capital.

Imagine investing substantial funds in a U.S. project, only to discover that your country's immigration quota could dramatically impact your timeline for obtaining a green card. Each year, the United States Citizenship and Immigration Services (USCIS) implements intricate EB-5 annual limits and country-specific caps that can significantly affect your immigration journey.

These regulations aren't just bureaucratic footnotes; they're critical strategic considerations that can mean the difference between immediate progress and years of unexpected waiting. Read on to learn what you need to know about navigating these restrictions.

The Evolution of EB-5 Country Limits: A Paradigm Shift

Conventional wisdom states that the EB5 visa country cap is calculated within each preference category, not across all preference categories.  

Conventional EB-5 wisdom on country caps is wrong.

A US Federal Register announcement dated March 28, 2023, dramatically transformed how EB-5 visa annual limits are calculated. This update represents a significant change in understanding EB-5 country limits, offering new perspectives for investors navigating the complex immigration landscape.

Key Changes in EB-5 Visa Allocation

Since April 2023, the latest news on EB-5 visa calculations reveals a comprehensive approach to annual limits:

  • Visas are now calculated across ALL preference categories
  • Family-based and employment-based visas are considered together
  • A new method for tracking country-specific visa usage has been implemented

This approach means immigrants from a particular country are not subject to EB-5 country limits until applications across ALL preference categories reach 7% of the total available visas.

Understanding the EB-5 Annual Limit and 7% Rule

The USCIS annual limits are governed by a nuanced 7% country cap mechanism designed to prevent any single country from dominating immigration allocations. Here are the three basic things you need to know to understand how the limits are governed:

  1. Total Visa Pool: Annual allocation of visas across various categories
  2. Proportional Allocation: No country can receive more than 7% of total visas
  3. Backlog Mechanism: Priority date-based restrictions when 7% threshold is reached

Current Landscape of EB-5 Country Limits

Four countries have reached the critical 7% cap across family-based and employment-based visas, they are China, India, Mexico and the Philippines.

For China and India, this means significant waiting periods and strategic investment planning. Mexico and the Philippines experience minimal practical impact due to lower EB-5 application volumes.

Strategic Implications for EB-5 Investors

Investors from countries outside of China and India enjoy significant advantages in navigating EB-5 annual limits. These investors face fewer restrictions, with greater flexibility in project selection and potentially faster processing times under current USCIS regulations.

Conversely, investors from China and India encounter more complex EB-5 country limits. These nations experience heightened scrutiny and longer waiting periods, requiring more sophisticated immigration and investment strategies to navigate the annual visa constraints.

Further, the EB-5 country limits are treated separately for the unreserved EB-5 category and each of the reserved categories (rural, high unemployment, and infrastructure). To understand current backlogs for the reserved categories, and any recent changes, pay close attention to the monthly visa bulletin put out by the Department of State.

Investment Strategies to Manage EB-5 Annual Limits

Understanding the EB-5 annual limit is crucial for successful immigration planning. Targeted Employment Areas (TEAs, both rural and high unemployment areas) offer a strategic approach to managing visa allocations, providing:

  • Reduced minimum investment ($800,000 vs. $1,050,000)
  • Potential acceleration through high-unemployment or rural project designations

Proactive planning becomes essential in managing USCIS annual limits. Investors should consult EB-5 immigration experts to help develop comprehensive long-term strategies and understand intricate priority date implications.

Key Takeaway on EB-5 Annual Limits

While USCIS annual limits and country caps are critical, they should not be the sole focus of your EB-5 investment strategy. Be sure to consider project quality, job creation potential, long-term investment objectives and your own personal and family immigration goals.

Mastering EB-5 Visa Annual Limits

The EB-5 visa landscape continues to evolve, with recent USCIS updates providing new opportunities and challenges. By understanding the nuanced approach to annual limits and country caps, investors can make informed decisions that align with their immigration and investment aspirations.

Ready to navigate the complexities of EB-5 visa annual limits? Contact Peachtree Group today for a personalized consultation.

About Peachtree Group

Peachtree Group is an investment firm driving growth with a diverse portfolio of commercial real estate assets and other ventures, with a specialty in hospitality. We’ve executed hundreds of investments since inception with a focus on real estate acquisition, development, and lending. Today, we manage billions in equity, augmented by services designed to protect, support, and grow your investment.

Peachtree Group has an EB-5 visa by investment program which allows foreign nationals the opportunity to attain permanent residency in the United States. The EB-5 visa program allows you to invest in job creating projects in the U.S. creating a path to a green card for you and your family. The minimum investment is $1,050,000. However, investment in Targeted Employment Areas reduces the minimum cost to $800,000. Learn more about the EB-5 visa by investment program.

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USCIS Form I-485 for EB-5 Investors Explained

Learn how EB-5 investors can leverage the I-485 form to adjust their immigration status, the eligibility requirements for EB-5 investors, the essential documents needed, and how Form I-485 fits into the overall EB-5 process.
Header image showing a picture of a green card and the I485 application with the title "USCIS Form I-485 for EB-5 Investors Explained"

Form I-485, or the "Application to Register Permanent Residence" allows an EB-5 investor to adjust their investor's status from a non-immigrant to a conditional permanent resident (CPR). To take advantage of this, the EB-5 investor must already be in the United States lawfully on a non-immigrant visa such as a F-1 or H-1B. The form is generally filed after the I-526E Petition which is the first step in the EB-5 visa process. This blog post explains how the Form I485 fits into the overall EB-5 process, the essential documents needed, and how to avoid potential delays in the adjustment of status journey.

Concurrent Filing

The passing of the EB-5 Reform and Integrity Act of 2022 (“RIA”) allowed EB-5 investors to file Form I-485 concurrently with Form I-526E if visas are available.  This is called concurrent filing and allows investors to remain in the US while their application is processed. In short, if you are in the U.S. you can stay in the U.S. while you wait for the adjudication of your Form I-526E Petition.

Conditional Permanent Residency

Once the I-485 is approved, the investor becomes a conditional permanent resident which is good for two years. During this time, they need to fulfil the promise they made with the I-526 form to invest in a project that creates US jobs. In order to remove the conditional and become a permanent resident, the investor must file Form I-829 or the "Petition by Investor to Remove Conditions on Permanent Resident Status". Once this is granted, the investor and their eligible family members receive permanent green cards.

Investor Benefits During I-485 processing:

While the I-485 is processing, EB-5 investors may also file a Form I-765, "Application for Employment Authorization" and Form I-131, "Application for Travel Document" to receive an employment authorization and travel permit, which allows them to work in the US and travel while their applications are pending.

I-485 Filing Requirements: Documents to be submitted with your Form I-485

Peachtree Group encourages ourEB-5 investors to consult with their immigration attorney and to read through the Form I-485 form instructions as the specific evidence required with theForm I-485 application may vary depending on the immigrant category you are filing under.

Documents required to be submitted with your Form I-485 include:

  1. Passport-style photographs
  2.  Government-Issued identity document with photograph
  3. Birth Certificate
  4.  Inspection and Admission or Inspection and Parole
    1. Passport page with admission or parole stamp;
    2. Passport page with nonimmigrant visa; and
    3. FormI-94 Arrival-Departure Record.
  5. Evidence of Maintenance of Status
  6. Original Sealed Medical Exam Results (FormI-693)

 

I-485 EB5 Filing Costs

As November 2024, the filing fee for Form I-485 is $1,440. The EB-5 investor pays additional filing fees if they are also filing Form I-765 and Form I-131. Be sure to check the USCIS website for the most up to date fee information. In addition, this site has information on what to do while you wait for your green card application.

 

Prevent unnecessary delays in the adjudication of Form I-485

By following the I 485 form instructions and submitting all the required evidence and supporting documentation at the time of the Form I-485 filing, EB-5 investors may avoid receiving a Request for Evidence (“RFE”) from USCIS.

Tips to prevent receiving an RFE include:

  • Form I-693, Report of Immigration MedicalExamination and Vaccination Record
  • Only a USCIS designated civil surgeon can perform this medical examination in the United States. The civil surgeon will document the results of the examination on Form I-693. USCIS considers a complete Form I-693 to remain valid for two years from the date the civil surgeon signs the form.  
  • Due to the limited time validity of Form I-693, EB-5 investors are not required to submit Form I-693 at the time they file their adjustment application but may select to do so in order to avoid a RFE and delay the adjudication process. USCIS cannot approve the Form I-485 without having the report of Immigration Medical Examination and Vaccination Record, so if the Form I-693 is not filed with the adjustment of status, USCIS will have to issue an REF to obtain the medical report.
  • File all required initial evidence and supporting documentation as described in the form instructions; and
  • Use the current edition of Form I-485

Additional Resources

For more information about the I-526E Form and the EB-5 Immigrant Investor Program, consider consulting the following resources: